A big week at Sinclair Range, with our first Sapphire Global Finance deal closing, a deep dive into compounding vs “passive income,” and important lessons from real restructuring work across North America.

Highlights:

• Interesting Deal of the Week: Sapphire Global Finance Closes Its First DIP Loan Sapphire has completed its first transaction — a highly secured DIP loan for a Canadian cannabis company entering CCAA protection. Scott explains why DIP financing pays high returns, how court-ordered super-priority works, and why Sinclair Range’s expertise creates value for borrowers and investors.

• Wealth & Compounding: The Truth Behind Passive Income After reviewing Grant Cardone’s “abundance mindset” message, Scott breaks down why compounding — money, skills, network, health, talent stack — is the real engine of wealth creation, and why wasting money kills momentum.

• Private Credit vs Real Estate Funds Scott compares real-world returns: Cardone Capital IRR (~8%) S&P 500 (~14.9%) Private credit deals Sinclair Range is closing today, often multiples higher. He also outlines upcoming ways investors may gain access to private credit opportunities alongside Sinclair Range.

• Lesson Learned: The Five Ways a Borrower Can Repay a Lender Scott reviews the only five paths in any restructuring: refinance, cash flow, asset/equity sale, restructure, or liquidate — and why borrowers and lenders often lose sight of these fundamentals.

• Startups & Capital Founders must focus on mission, value creation, and execution — not just raising money. Scott highlights why capital follows traction and how The Inner Circle: Deals & Capital helps founders get feedback and clarity.